Investment Services

Retirement Planning

Convenient retirement plans offer opportunities to save for your future.

We offer these products:

• The TRADITIONAL IRA is designed to encourage saving toward retirement with “before tax” dollars.


• The ROTH IRA is a nondeductible account that features tax-free withdrawals of certain distributions after a five-year period.  It is designed to encourage saving toward retirement with “after-tax” dollars.

Certificates of Deposit

• The terms of our regular CD’s range from 91 days to 42 months with minimum balance requirements from $500.00 to $5,000.00 for the longer term CD’s.  Occasionally, we will offer “Special” terms with higher rates.  Please check with us to help you choose the plan that is right for you.