Investment Services

Retirement Planning

Convenient retirement plans offer opportunities to save for your future.

We offer these products:

• The TRADITIONAL IRA is designed to encourage saving toward retirement with “before tax” dollars.


• The ROTH IRA is a nondeductible account that features tax-free withdrawals of certain distributions after a five-year period.  It is designed to encourage saving toward retirement with “after-tax” dollars.

Certificates of Deposit

• The terms of our regular CD’s range from 91 days to 42 months with minimum balance requirements from $500.00 to $5,000.00 for the longer term CD’s.  Occasionally, we will offer “Special” terms with higher interest rates. If early withdrawal penalties apply, they range from one month interest to three months interest on the amount withdrawn. Certain circumstances and exceptions may apply. Please check with us to help you choose the plan that is right for you.