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Bank Fees and Schedule

ATM Card (Maintenance) $1.00 per month
Replace ATM Card & PIN $5.00
Change ATM Card PIN $5.00
Debit Card (Maintenance) $1.00 per month
Replace Debit Card & PIN $5.00
Change Debit Card PIN $5.00
Check Printing Fee depends on style of check ordered
Travelers Checks $1.00 per $100.00
Overdraft (each overdraft whether created by check, in person withdrawal, ATM withdrawal, or other electronic means) $25.00
Overdraft (continuous) $25.00 every 10 days if remains below $00
Overdraft (maximum charge per day) no limit
Nonsufficient funds (each nonsufficient fund whether created by check, in-person withdrawal, ATM withdrawal, or other electronic means) $25.00
Nonsufficient funds (daily maximum) no limit
Deposited Checks returned unpaid $4.00
Account activity printout - first one each month is free $1.00 each after the first copy
Account Research $10.00 per hour
Stop Payment- all items $22.00
Wire Transfer (incoming) $12.00
Wire Transfer (outgoing) $17.00
Dormant Account $2.00 per month if daily balance falls below $50.00
American State Bank of Erskine is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts with American State Bank of Erskine are fully guaranteed by the FDIC for the entire amount in the account. After that time, FDIC deposit insurance coverage will revert to $100,000. This insurance is in addition to the FDIC's normal deposit insurance coverage of $250,000.